No-Doc Re-Scores bypass the traditional step in the re-score process of submitting the actual documentation on the account that needs to be updated. With a No-Doc you need to provide the contact name of the creditor and an accurate phone number who will verify the account status. The two bureaus who are accepting this new process for a re-score, Equifax and Experian, will contact the creditor to verify the account information, and complete the re-score.

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Ordering a No-Doc Re-Score from ARC is automated though our online form. Select if you want to a traditional re-score or a no-doc re-score. Then fill out all the required fields, then check the customer acknowledgement and authorization form. An email will be sent to you upon receipt of this request to verify the total fee for the ARC Rapid Re-Score. You are not required to respond unless you have questions about these fees.

Documentation Required:
Equifax and Experian require full the account number on the account and need the name and phone number of someone with the creditor that will verify changes to the account.